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	<title>Comments on: Break These 5 Financial Habits To Become Debt Free</title>
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	<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/</link>
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		<title>By: link-building</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-5343</link>
		<dc:creator>link-building</dc:creator>
		<pubDate>Thu, 04 Mar 2010 07:18:25 +0000</pubDate>
		<guid isPermaLink="false">http://truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/#comment-5343</guid>
		<description>Spending more than you earn by living beyond your means is a financial habit which you need to nip in the bud right now. This is the quickest way to get into debt, especially if you regularly have to relay on your credit card the week before pay day.</description>
		<content:encoded><![CDATA[<p>Spending more than you earn by living beyond your means is a financial habit which you need to nip in the bud right now. This is the quickest way to get into debt, especially if you regularly have to relay on your credit card the week before pay day.</p>
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		<title>By: psychic</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-187</link>
		<dc:creator>psychic</dc:creator>
		<pubDate>Wed, 12 Aug 2009 08:21:38 +0000</pubDate>
		<guid isPermaLink="false">http://truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/#comment-187</guid>
		<description>Best part is at: 1:09</description>
		<content:encoded><![CDATA[<p>Best part is at: 1:09</p>
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		<title>By: SGT K</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-193</link>
		<dc:creator>SGT K</dc:creator>
		<pubDate>Wed, 12 Aug 2009 07:58:43 +0000</pubDate>
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		<description>Ask lenders for agreement to delete this items from your credit report when paying them. I recommend to get such agreement thru credit repair agency, for example this one - credit-report-free.totalh.com</description>
		<content:encoded><![CDATA[<p>Ask lenders for agreement to delete this items from your credit report when paying them. I recommend to get such agreement thru credit repair agency, for example this one &#8211; credit-report-free.totalh.com</p>
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	<item>
		<title>By: Blogger</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-182</link>
		<dc:creator>Blogger</dc:creator>
		<pubDate>Wed, 12 Aug 2009 01:15:16 +0000</pubDate>
		<guid isPermaLink="false">http://truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/#comment-182</guid>
		<description>yeah! it&#039;s bad enough when they subtly insinuate things to my sister, but me too? it&#039;s pretty uncomfortable.

God Bless Octavia!</description>
		<content:encoded><![CDATA[<p>yeah! it&#8217;s bad enough when they subtly insinuate things to my sister, but me too? it&#8217;s pretty uncomfortable.</p>
<p>God Bless Octavia!</p>
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		<title>By: guzen</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-185</link>
		<dc:creator>guzen</dc:creator>
		<pubDate>Tue, 11 Aug 2009 21:21:06 +0000</pubDate>
		<guid isPermaLink="false">http://truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/#comment-185</guid>
		<description>Oh yeah! Take that, China! Bless Octavia!</description>
		<content:encoded><![CDATA[<p>Oh yeah! Take that, China! Bless Octavia!</p>
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		<title>By: Martie</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-195</link>
		<dc:creator>Martie</dc:creator>
		<pubDate>Tue, 11 Aug 2009 16:32:57 +0000</pubDate>
		<guid isPermaLink="false">http://truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/#comment-195</guid>
		<description>If you are able to settle the debt, settle it....Bankruptcy as the last post stated stays on your credit report for 10 years...the debts stay for 7 years, and will show as included in the bankruptcy. If you decide to pay them off, make sure you request a pay to delete so they take them off your credit report. To settle would be easier if you have the available money to do so. In the future when trying to finance anything new, they will look at your current payment and not necessarily the old debts. Chapter 7.........no it&#039;s no easier, it&#039;s easy to pay an attorney, it&#039;s easy to file, take the credit counseling and wait to have it discharge...It&#039;s hard to re-establish credit, harder to buy things in the future, and harder to find jobs if the check your credit report for employment. There is nothing easy about filing a bankruptcy. If you do file, learn from it and re-build and try not to do it again..there is life after it, but, it&#039;s a tough road to climb!  Good Luck!</description>
		<content:encoded><![CDATA[<p>If you are able to settle the debt, settle it&#8230;.Bankruptcy as the last post stated stays on your credit report for 10 years&#8230;the debts stay for 7 years, and will show as included in the bankruptcy. If you decide to pay them off, make sure you request a pay to delete so they take them off your credit report. To settle would be easier if you have the available money to do so. In the future when trying to finance anything new, they will look at your current payment and not necessarily the old debts. Chapter 7&#8230;&#8230;&#8230;no it&#039;s no easier, it&#039;s easy to pay an attorney, it&#039;s easy to file, take the credit counseling and wait to have it discharge&#8230;It&#039;s hard to re-establish credit, harder to buy things in the future, and harder to find jobs if the check your credit report for employment. There is nothing easy about filing a bankruptcy. If you do file, learn from it and re-build and try not to do it again..there is life after it, but, it&#039;s a tough road to climb!  Good Luck!</p>
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		<title>By: Poo</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-196</link>
		<dc:creator>Poo</dc:creator>
		<pubDate>Tue, 11 Aug 2009 07:27:24 +0000</pubDate>
		<guid isPermaLink="false">http://truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/#comment-196</guid>
		<description>I assume your talking about credit cards. If the original creditor or the collection company they either hire or sell your account to takes you to court and gets a judgment they can attach bank accounts, garnish wages (if your State allows it) and file liens on any real property you may own like cars, boats, land and homes.

They can not take the property but neither can you sell it without paying the lien.</description>
		<content:encoded><![CDATA[<p>I assume your talking about credit cards. If the original creditor or the collection company they either hire or sell your account to takes you to court and gets a judgment they can attach bank accounts, garnish wages (if your State allows it) and file liens on any real property you may own like cars, boats, land and homes.</p>
<p>They can not take the property but neither can you sell it without paying the lien.</p>
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		<title>By: krazymaplechick</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-197</link>
		<dc:creator>krazymaplechick</dc:creator>
		<pubDate>Tue, 11 Aug 2009 03:24:25 +0000</pubDate>
		<guid isPermaLink="false">http://truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/#comment-197</guid>
		<description>Your bills pile up high.</description>
		<content:encoded><![CDATA[<p>Your bills pile up high.</p>
]]></content:encoded>
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	<item>
		<title>By: Free Blog</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-183</link>
		<dc:creator>Free Blog</dc:creator>
		<pubDate>Tue, 11 Aug 2009 03:17:11 +0000</pubDate>
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		<description>xD I love the Onion</description>
		<content:encoded><![CDATA[<p>xD I love the Onion</p>
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		<title>By: tinka_butt</title>
		<link>http://www.truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/comment-page-1/#comment-194</link>
		<dc:creator>tinka_butt</dc:creator>
		<pubDate>Tue, 11 Aug 2009 02:38:19 +0000</pubDate>
		<guid isPermaLink="false">http://truthtopowermedia.com/break-these-5-financial-habits-to-become-debt-free/#comment-194</guid>
		<description>Things may have changed, but unless a collector has a court judgement against you they can not on thier own take money out of your account without your approval.  One major exception to this is the federal government.  So, unless your debt is with the government, and you do not have a judgement against you, then they can not touch it.</description>
		<content:encoded><![CDATA[<p>Things may have changed, but unless a collector has a court judgement against you they can not on thier own take money out of your account without your approval.  One major exception to this is the federal government.  So, unless your debt is with the government, and you do not have a judgement against you, then they can not touch it.</p>
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