Comments on: Debt Reduction Services

By: The Skelly

The Skelly — Wed, 12 Aug 2009 14:49:15 +0000

NO EFFECT AT ALL BOTH DIFFERENT COUNTRIES WITH NO CONNECTIONS IN THIS TYPE OF THING AT ALL

NO COUNTRY CAN IMPOSE ANY LAW IN ANOTHER COUNTRY
IF YOU BANKRUPT IN ONE COUNTRY YOU WILL STILL OWE MONEY IN THE OTHER

By: WPBlog Shop

WPBlog Shop — Wed, 12 Aug 2009 09:35:48 +0000

The title is a little ridiculous to say debt consolidation is a scam. Yes there are some rogue companys but there are others who can be very helpful

By: Free Blog

Free Blog — Wed, 12 Aug 2009 04:23:29 +0000

The title is completely misleading! Debt settlement and debt consolidating are different!

By: krazymaplechick

krazymaplechick — Tue, 11 Aug 2009 23:09:25 +0000

Your bills pile up high.

By: psychic

psychic — Tue, 11 Aug 2009 20:35:27 +0000

this is so much fun…..hell with the cards

By: tinka_butt

tinka_butt — Tue, 11 Aug 2009 16:10:46 +0000

Things may have changed, but unless a collector has a court judgement against you they can not on thier own take money out of your account without your approval. One major exception to this is the federal government. So, unless your debt is with the government, and you do not have a judgement against you, then they can not touch it.

By: Martie

Martie — Tue, 11 Aug 2009 15:32:53 +0000

If you are able to settle the debt, settle it….Bankruptcy as the last post stated stays on your credit report for 10 years…the debts stay for 7 years, and will show as included in the bankruptcy. If you decide to pay them off, make sure you request a pay to delete so they take them off your credit report. To settle would be easier if you have the available money to do so. In the future when trying to finance anything new, they will look at your current payment and not necessarily the old debts. Chapter 7………no it's no easier, it's easy to pay an attorney, it's easy to file, take the credit counseling and wait to have it discharge…It's hard to re-establish credit, harder to buy things in the future, and harder to find jobs if the check your credit report for employment. There is nothing easy about filing a bankruptcy. If you do file, learn from it and re-build and try not to do it again..there is life after it, but, it's a tough road to climb! Good Luck!

By: rails

rails — Tue, 11 Aug 2009 15:07:03 +0000

What she says is really true. I used to work for a collection agency and I had a $30000 account. I settled it for $8000 and that is all I needed to make my quota and get like $1000 commission for the month. I didn’t care if I got the balance.

By: nacao

nacao — Tue, 11 Aug 2009 13:14:53 +0000

suze makes a nice milf.

By: Poo

Poo — Tue, 11 Aug 2009 05:24:34 +0000

I assume your talking about credit cards. If the original creditor or the collection company they either hire or sell your account to takes you to court and gets a judgment they can attach bank accounts, garnish wages (if your State allows it) and file liens on any real property you may own like cars, boats, land and homes.

They can not take the property but neither can you sell it without paying the lien.